Car Accidents While on the Job: What to Know About Third Party Liability Claims

Few inventions offer more convenience than the automobile. Since their introduction over a century ago, people have been looking for ways to increase both speed and comfort while driving. As well as making safer and more reliable cars. Unfortunately, while technology has advanced significantly, car accidents still occur far too often. In fact, recent figures indicate that more than 37,000 people are killed each year in automobile accidents in the United States.

Car accidents can occur anytime or anywhere. Whether you’re driving on the highway, while on vacation with your family, or in the parking lot at your local grocery store.  For many, motor vehicle crashes involve drivers who are working when their accident happens. The laws pertaining to civil liability claims vary from state to state.  So, what do you need to know about third-party liability claims for car accidents while on the job?

What are Third-Party Liability Claims

Automotive accidents are a major hassle, even if you are lucky enough to suffer only minor injuries. If you were working when your automotive accident occurred, things can get even more confusing with the involvement of  a third-party. If the accident occurred while you were working, Worker Compensation laws, as well as New Jersey laws related to third-party liability claims will likely come into play. These are state, not federal laws. So they differ depending on which state you live in and where the accident took place.

Filing a Third-Party Liability Claim

In New Jersey, like most states, the worker compensation system is designed to compensate injured workers for both their medical bills and at least a portion of wages they lost as a result of their work-related injuries. Employees who suffer injuries from car or truck accidents on the job generally receive coverage under these laws. Depending on the exact circumstances of the crash, laws pertaining to third-party liability claims may also be relevant. If you’ve been injured in a work-related automotive accident, contact an experienced personal injury attorney at the Law Offices of James C. DeZao today.

Third-Party Liability Insurance Claims

As previously discussed, laws covering third-party liability insurance claims might provide coverage for any monetary damages beyond what is provided to injured workers under the New Jersey’s Worker Compensation laws. The state of New Jersey follows what we referr to as a “fault” system with regards to automotive accident liability. An injured worker may be able to go after the at-fault driver; as well as their insurance company to receive compensation for any loses they suffered that don’t have coverage under state Worker Compensation law.

Civil Liability Claims in New Jersey

As previously discussed, both worker compensation laws and motor vehicle accident laws vary from state to state. In New Jersey, the law has established a “fault” automotive insurance system. The state has definitive time frames for pursuing any civil liability claims; including third-party liability insurance claims. So you if you’ve sustained an injury, you should seek the proper legal representation right away.

Were You Injured in an Accident at Work? Call DeZao Law Today

If you sustain an injury, you need to seek expert legal guidance right away. Because of the sensitive nature of your claims, make sure you speak with an experienced New Jersey personal injury attorney today at the Law Offices of James C. DeZao, P.A. Our firm is here to assist you with your case and help you claim the compensation you rightly deserve.  Call us today at (866) 815-4059 for a free consultation.

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